FEMA Opens Direct Online Flood Insurance Purchases to Virgin Islands Property Owners

Property owners in the U.S. Virgin Islands can now obtain flood insurance quotes and purchase federal flood insurance policies entirely online through a new service launched Tuesday, October 20, by the Federal Emergency Management Agency. The system allows eligible customers to complete purchases without going through an insurance agent, although that option remains available. The service operates through FloodSmart.gov under FEMA's National Flood Insurance Program (NFIP). According to the agency, the online purchasing option is available nationwide to residents of approximately 22,700 participating communities, including the Virgin Islands, which has participated in the federal flood insurance program for decades. The new system allows customers to enter basic information about their property, obtain a premium quote and proceed with purchasing coverage online. Those who prefer to work with an insurance agent can share their quote or obtain contact information for licensed insurance ...